2014鑰冪爺鑻辮浜屼綔鏂囬嫻嬶細鑺遍挶榪樻槸鐪侀挶錛焈璺ㄨ€冪綉

銆€銆€鈥淪ave it for rainy day.鈥?That鈥檚 my motto. When I have a choice between spending my money or putting it in my savings account at the bank, I always put it in the bank.I will have a lot of expenses in the future like my education, travel, and unforeseen emergencies. I need to have money set aside for these expenses.

銆€銆€Education is expensive. I can鈥檛 depend on my parents to pay all my bills. I have tuition, room and board, books, and incidental expenses to pay for. I鈥檒l try to get a scholarship to cover some of these costs, but I know I will be responsible for a lot of the expenses. If I spend my money now, I won鈥檛 be able to pay for my education. I need to save money for my education.

銆€銆€Travel is also very expensive. I don鈥檛 mean vacation travel. I mean travel to get to and from school. Transpacific airfare costs a lot even special reduced fares. I first have to get to school and then, of course, I want to return to my family for important festivals and occasions. Going back and forth will be costly, but worth it. I need to save money for these trips.

銆€銆€Emergencies could arrive at any moment. I might have an unexpected illness while I am at school. There might be costs that won鈥檛 covered by the school insurance. One of my family members may need help, I will have to send them money. You can鈥檛 predict emergencies like this, but you can be prepared. I need to save money for these emergencies.

銆€銆€When you are not rich, you cannot spend your money carelessly. You must plan ahead. I know in my life, I will have expenses for my schooling and for travelling to and from my home. I know that I will also have unexpected expenses related to unforeseen emergencies. I must be prepared. I need to save money for these events.

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銆€銆€2014鑰冪爺鑻辮浣滄枃涓囪兘妯℃澘姹囨€?/strong>